What is an Open Access Health plan?

Open Access Health Insurance plans

 

Open Access HMO

The big difference in an Open Access HMO health insurance plan is that the member is not required to get a referral to see a specialist, however, the specialist must be in the network in order for health insurance benefits to be paid.

 

Open Access POS plan

The big difference in an Open Access POS health insurance plan is that the member is not required to get a referral to see a specialist, however, the specialist must be in the network in order for health insurance benefits to be paid as an "in network" benefit. Otherwise, out of network benefits will apply which are usually less benefit and mean that the insured pays more out of their pocket.

 

 

 

Print Print | Sitemap
© Insurance Now