2005 Small Group Plan Designs

HMO
Page 1
click here for page 2 (more BC HMO plan options)
BlueCross BlueShield of Georgia

Description of Benefits

2005 Small Group HMO Plan Options

300

3000SX

3001SX

3002SX

Lifetime Maximum

Unlimited

Unlimited

Unlimited

Unlimited

Calendar year Deductible
(per member-max 3 members)
 In-Network

$0

$0

$500

$1,000

Coinsurance  In-Network

100%

100%

100%

100%

Out-of-Pocket Maximum for Calendar Year - Includes Deductible
(per member-max 3 members)
 In-Network

$0

$0

$500

$1,000

Physicians Office Visit PCP/Specialist
(includes x-ray and lab work done and billed by Drs. office)
 In-Network

$15/$20

$25/$25

$25/$25

$40/$40

Outpatient Diagnostic X-ray/Lab
(Plan pays after deductible)
 In-Network

100%

100%

100%

100%

Outpatient Surgery Facility includes x-ray and lab
(Plan pays after deductible)
 In-Network

$100

$100

$100

$100

Physician Outpatient Services (surgeon, radiologist, anesthesiologist, etc)
(Plan pays after deductible)
 In-Network

100%

100%

100%

100%

Maternity
(physician fee only)
 In-Network
(1st visit only)

$20

$25

$25

$40

Inpatient Hospital
(Plan pays after deductible)
 In-Network

100%

100%

100%

100%

Physician Inpatient Services (surgeon, radiologist, anesthesiologist, etc)
(Plan pays after deductible)
 In-Network

100%

100%

100%

100%

Physical and Occupational Therapy
20 visits allowed per year
 In-Network

$20

$25

$25

$40

Chiropractic Care
20 visits allowed per year
 In-Network

$15

$15

$15

$15

Inpatient Behavioral Health/Substance Abuse
30 Day calendar year max
(Plan pays after deductible)
 In-Network

100%

100%

100%

100%

Outpatient Behavioral Health/Substance Abuse
20 Visit calendar year max
 In-Network

$25 

$25 

$25 

$40 

Emergency Room Copay
(waived if admitted)

In or Out
of Network

$100

$100

$100

$100

Prescription Drug
Copays

Prescription deductible per member (calendar yr)


$0


$0


$0


$0

Generic/Formulary

$10

$20

$20

$20

Brand/Formulary

$20

$35

$35

$35

Non-Formulary

Not Covered

$60

$60

$60

Mail Order

$40

$60

$60

$60

 Note: Plan benefits listed above are intended as a summary only and do not replace benefits listed in certificate of coverage. Some specific benefits may have limitations and/or exclusions. Refer to your policy for more detail.

Click here for more Blue Cross HMO plans and benefits
Click here for Blue Cross Group PPO plans and benefits

Click here for Blue Cross Group POS plans and benefits
Click here for Blue Cross Group Dental plans

Click here for Individual Plan Options

 Call today or click here to download a census form for a quick quote!!

Insurance Now
5 Dunwoody Park South,
Suite 110
Atlanta, GA 30338

Call Bob, Holly or Terri at
(770) 396-9517

Outside of the Atlanta area,
call toll-free:
1-877-711-8376.
Email: bryals@mindspring.com


Home page